AIRboard

Finance yourself!

What are the headwinds? Where is there upward potential? Can you breathe easy in retirement?

Das AIRboard, der digitale Finanzcoach, zeigt dir mit seinem ausgeklügelten Algorithmus wie du das Beste aus deinen finanziellen Möglichkeiten herausholst. Im einfachen Frage-Antwort-Dialog zeigt es dir den Weg durch den Finanzdschungel. Mit dem Szenario-Rechner erkennst du, welche Finanzprodukte für dich wirklich wichtig sind und welche nicht.

So kannst du unabhängig von Gehalt oder Lebenssituation selbstbestimmt dein Geld kontrollieren, Anschaffungen planen und optimale Finanzentscheidungen für dein Leben treffen. Ab heute kann das niemand besser als du. Das nennen wir: Finanzipation.

Aufgeklapptes Laptop mit AIRboard-Software auf dem Bildschirm.

Steps towards Financial Participation

How it works

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Get to know
AIRboard

Test AIRboard in the beta phase. Arrange a free, non-binding appointment with one of our AIRboard experts.
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Complete the
question-answer dialogue

The Digital Finance Coach starts by asking simple questions, for example: about your future plans, risk appetite, monthly expenses and income – all in approximate figures, without the need for detailed information.

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Identify your
financial strategy

You get an initial answer to essential financial questions, for example: how much you should save for your retirement and whether you can afford a house without jeopardising other goals. This clarifies the main points of your financial strategy, which will later be narrowed down for a custom fit.

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Find your
money-life balance

Now that your financial situation is clearly structured, you can outline different goals and look at their impact on your money. This way, you can adapt your budget to your lifestyle – and no longer the other way around. Up to this point, everything is free-of-charge and not yet precise in all details.

Grüner Pfeil mit gestrichelter Linie
Eine junge Frau mit gelbem Sweatshirt, Brille und hochgebundenen Haaren sitzt im Schneidersitz auf dem Boden. Auf dem Schoß hat sie ein Laptop. Sie streckt beide Arme in die Höhe und schaut entspannt lächelnd nach oben.
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Enjoy your
Financial Participation

You now have decision-making confidence in matters of finance: you no longer leave money on the table, you don't overpay for insurance and you are optimally prepared for retirement. 

Optimise your
financial portfolio

You can use your AIRboard results to review your existing portfolio of products (insurance, investments, etc.) and adjust them as necessary. Whether you do this on your own or even with a financial advisor of your choice is up to you. If you wish, we can organise the implementation of your strategy for you.

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Order your
tailor-made
financial strategy

For this, you give the AIRcode the licence to get started: for a one-off flat fee*, you receive a complete evaluation including a concept, with all the necessary equipment and financial products to suit your financial possibilities.

* More about prices & services

Digital Finance Coach: the grade-A strategist.

AIRboard: your financial tech genius

The AIR algorithm works based on the AIRcode, which is never satisfied until your portfolio achieves top marks in three key areas of personal finance. AIRboard works overtime to optimise your data and, in the end, ensure that your personal best results are achieved.

Financial needs

are fulfilled in order of importance – the money currently available is put to work for your individual goals.

Financial products

have a very good
price/performance ratio.

Investments

offer optimal expected returns in relation to your personal risk tolerance.

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Investments

offer optimal expected returns in relation to your personal risk tolerance.

Financial products

have a very good
price/performance ratio.

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Financial needs

are fulfilled in order of importance – the money currently available is put to work for your individual goals.

AIRboard makes the grade!

Your personal financial strategy is the best

You can be confident: The AIRcode puts the quality of your financial strategy in the three areas: financial needs, financial products and investments into concrete, measurable terms. In this way, AIRboard ensures that your money is put to the right use. Results like this cannot be achieved at this level of efficiency and precision through conventional financial advice.

Your data. Our responsibility.

Security and data protection.

Finances are a sensitive topic – your plans for the future, your hopes and fears are closely linked to money. We recognise the responsibility this implies, and therefore handle everything to do with your personal data strictly in accordance with the European Data Protection Directives. Your data is used only for the specified purposes – without exception and without hidden monetisation.

Geschützter Datentransport

Beim Datentransport verschlüsseln wir deine Daten nach dem weltweit sichersten AES-256 Verfahren. Bei einer Schlüssellänge von 256 Bit übersteigt die Anzahl der möglichen Kombinationen von Schlüsseln die Anzahl der Sterne im Universum (eine Quadrillion oder 1024 Sterne). Damit würden Milliarden von Computern 13,8 Milliarden Jahre benötigen, um den Code deiner Daten zu knacken.

Deine Daten gehören dir

Bei uns sind deine Daten sicher, wir verwenden sie transparent, für einen klar angegebenen Zweck und nur in deinem Interesse. Du behältst die Kontrolle und bist stets darüber informiert, wofür wir sie einsetzen. Deinen AIRboard-Account und alle damit verbundenen Daten kannst du innerhalb von wenigen Klicks löschen, selbstverständlich DSGVO-konform.

Sichere Datenspeicherung

Durch moderne Authentifizierungsverfahren werden deine Daten vor dem Zugriff von Dritten geschützt. Hierzu zählen das OAuth2-Verfahren, Firewalls, SSL-Schutz für alle Verbindungen sowie hohe Anforderungen an die Passwortsicherheit. Zwischen den verschiedenen Services wird mit vom Server signierten JWT Tokens gearbeitet. Die Daten speichern wir auf sicheren und geschützten Servern in der EU und erfüllen selbstverständlich alle DSGVO-Richtlinien.

Independent and client-centred

Selection of financial products

Our rating partners in the insurance and investment sector receive a flat-rate licence fee. A win-win for us and for you: We ensure that product selection does not have any economic advantages or disadvantages for us. The quality of a financial product and its fit with your strategy are the sole deciding factors.

Try it out. Learn its uses. Achieve Financial Participation.

Prices & services

Our goal is to align AIRboard as closely as possible with your personal needs, and we would be pleased if you would support us in the final development of this amazing tool. Test AIRboard now – and get active in a movement that will make financial autonomy a reality for everyone!

Financial overview
(good advice for every investor)

AIRboard

0 €

Financial Participation

AIRboard premium

Für Beta-Test-Personen kostenlos.

* The basic functions of the AIRboard software are already available in a desktop version. Since the intuitive user navigation and other features are still being optimised, an AIRboard expert is currently available to guide users through the tool.